1 00:00:01,390 --> 00:00:05,930 In this episode of American Greed... 9 -1 -1, where's your emergency? 2 00:00:06,370 --> 00:00:07,650 Sounded like a plane crash. 3 00:00:08,130 --> 00:00:09,710 A car hit your house? 4 00:00:09,930 --> 00:00:11,450 It felt like that. 5 00:00:11,710 --> 00:00:13,290 That was one hell of a boom. 6 00:00:13,710 --> 00:00:17,750 It's a massive explosion in the middle of the night that destroys homes. 7 00:00:18,690 --> 00:00:19,870 They can't get out. 8 00:00:21,170 --> 00:00:22,170 Oh my God, look! 9 00:00:22,850 --> 00:00:24,110 And takes lives. 10 00:00:24,750 --> 00:00:28,170 One person thought it was the end of the world. Another person said it was like 11 00:00:28,170 --> 00:00:29,270 standing in death. 12 00:00:29,840 --> 00:00:31,260 But this is no accident. 13 00:00:31,580 --> 00:00:33,980 Why would somebody do this intentionally? 14 00:00:34,800 --> 00:00:35,960 $300 ,000. 15 00:00:36,200 --> 00:00:38,540 That's what it was done for. $300 ,000. 16 00:00:39,280 --> 00:00:44,620 As they pick apart this insurance fraud gone wrong, investigators close in on 17 00:00:44,620 --> 00:00:46,640 suspects Monserrati Shirley. 18 00:00:47,120 --> 00:00:51,300 It feels horrible when everybody's just like pointing at you like if we did 19 00:00:51,300 --> 00:00:52,239 something wrong. 20 00:00:52,240 --> 00:00:54,880 And her conman boyfriend, Mark Leonard. 21 00:00:55,340 --> 00:00:57,160 He never felt bad about hurting anybody. 22 00:00:57,440 --> 00:00:58,440 He didn't care. 23 00:00:58,510 --> 00:01:03,150 He had a demon in him. And when the law closes in, Leonard calls for more 24 00:01:03,150 --> 00:01:06,150 violence. Sir, the neighbors think you're a killer. Are you a killer, sir? 25 00:01:24,520 --> 00:01:29,060 On the south side of Indianapolis, Indiana, Richmond Hill looks like 26 00:01:29,060 --> 00:01:31,080 neighborhoods all across the country. 27 00:01:32,580 --> 00:01:34,920 Everybody pretty much knows everybody. 28 00:01:35,520 --> 00:01:38,920 It felt like a little small town community in a big city. 29 00:01:40,600 --> 00:01:42,240 But it was just so quiet. 30 00:01:43,940 --> 00:01:46,620 10, 30, 11 o 'clock at night, you didn't hear anything. 31 00:01:48,460 --> 00:01:54,180 Among the many families living here in the fall of 2012 are schoolteacher 32 00:01:54,180 --> 00:01:58,840 Jennifer Longworth and her husband, an audio engineer named Dion. 33 00:01:59,440 --> 00:02:02,300 His backyard was about one -third garden. 34 00:02:04,760 --> 00:02:09,979 Dion's father, John Longworth, says that since building a house in Richmond Hill 35 00:02:09,979 --> 00:02:15,300 in 2005, his son worked diligently to create his own little Eden. 36 00:02:16,080 --> 00:02:22,880 He had blackberries, raspberries, apples, pears, and many kinds of 37 00:02:22,940 --> 00:02:27,360 He actually knew the Latin names for all of them. 38 00:02:28,400 --> 00:02:35,240 On Saturday, November 10, 2012, the sun that helps grow a bounty for Dion 39 00:02:35,240 --> 00:02:39,840 shines unseasonably warm upon him and his neighbors. 40 00:02:45,740 --> 00:02:51,820 As this perfect day turns to night, families settle in to watch TV 41 00:02:51,820 --> 00:02:54,440 or cozy up in bed. 42 00:02:59,560 --> 00:03:02,440 I probably hadn't been asleep but maybe 20 minutes. 43 00:03:02,960 --> 00:03:08,580 And the loudest, ungodly sound I ever heard in my life woke us straight up out 44 00:03:08,580 --> 00:03:09,580 of bed. 45 00:03:11,760 --> 00:03:14,140 911, what's the location of your emergency? 46 00:03:15,530 --> 00:03:16,650 Big old boom here, man. 47 00:03:17,270 --> 00:03:20,230 The whole house just like shook like it was a huge bang. 48 00:03:20,470 --> 00:03:22,770 It was large, and it was a huge explosion. 49 00:03:23,210 --> 00:03:27,270 Our house shook so bad, I thought a car had actually hit our home. 50 00:03:28,590 --> 00:03:30,450 Items were falling off the wall. 51 00:03:30,850 --> 00:03:34,950 We really didn't know at the time, at that second, what had happened. 52 00:03:35,150 --> 00:03:38,730 I've seen smoke. We hear sirens right now. You need to get over here right 53 00:03:39,190 --> 00:03:41,370 But whatever it was, it was pretty major. 54 00:03:41,950 --> 00:03:44,910 Does anybody have any idea what the hell exploded? 55 00:03:49,170 --> 00:03:54,690 It's an explosion so powerful it moves the needle of an earthquake sensor 26 56 00:03:54,690 --> 00:03:55,930 miles away. 57 00:03:57,970 --> 00:04:03,650 Insulation falls from the sky like snow, and neighbors emerge into a dark 58 00:04:03,650 --> 00:04:05,070 suburban hellscape. 59 00:04:05,630 --> 00:04:10,290 You actually hear people screaming because they were in such a panic. 60 00:04:16,359 --> 00:04:21,740 I remember seeing neighbors walk past, away from the explosion, 61 00:04:21,980 --> 00:04:24,140 just drenched in blood. 62 00:04:24,460 --> 00:04:26,540 People aren't supposed to see that in their lifetime. 63 00:04:26,780 --> 00:04:27,880 You know, your neighbor's bleeding. 64 00:04:28,380 --> 00:04:29,740 And then it was just chaos. 65 00:04:30,720 --> 00:04:36,840 Amid this chaos, Kelly says her husband runs outside, then returns with news. 66 00:04:37,340 --> 00:04:39,800 All he was saying was, it's gone, it's gone, it's gone. 67 00:04:40,060 --> 00:04:42,540 I said, what's gone? He said, the house, the house is gone. 68 00:04:43,450 --> 00:04:46,530 And I looked at him, still half asleep, and said, what are you talking about? 69 00:04:46,730 --> 00:04:50,810 I said, I'm standing in the house. Our house? Not our house. The neighbor's 70 00:04:50,810 --> 00:04:51,810 house is gone. 71 00:04:52,490 --> 00:04:56,070 The missing house belongs to a nurse named Montserrati Shirley. 72 00:04:56,930 --> 00:05:01,110 Her next -door neighbors, the Olbys, have also been hit hard. 73 00:05:01,730 --> 00:05:07,210 I went from standing there with the soda in my hand, watching TV, to flying 74 00:05:07,210 --> 00:05:08,129 across the room. 75 00:05:08,130 --> 00:05:09,890 I can remember hearing... 76 00:05:10,480 --> 00:05:12,960 My youngest daughter screamed, I'm bleeding. 77 00:05:13,360 --> 00:05:17,880 I can remember my ex -wife yelling something at her. 78 00:05:19,240 --> 00:05:20,520 Then it was lights out. 79 00:05:22,300 --> 00:05:27,420 Neighbors rescue Oldby and his family members before a quickly spreading blaze 80 00:05:27,420 --> 00:05:29,580 consumes their collapsed house. 81 00:05:31,100 --> 00:05:34,200 I'm on the scene. I'm on the rear of this incident. 82 00:05:34,720 --> 00:05:39,240 And we have extensive damage to a lot of houses along this area. We got a lot of 83 00:05:39,240 --> 00:05:40,460 frantic people back here. 84 00:05:41,440 --> 00:05:46,160 On the other side of Shirley's home, the explosion has destroyed the Longworth 85 00:05:46,160 --> 00:05:52,520 house, killing Jennifer instantly and trapping Dion below two stories of 86 00:05:52,600 --> 00:05:55,720 Keep the air clear. I got a trap on this side. We're trying to get the people 87 00:05:55,720 --> 00:05:56,719 out of here. 88 00:05:56,720 --> 00:06:01,740 Through a small opening in the debris, Dion calls to neighbors and talks with 89 00:06:01,740 --> 00:06:06,140 some of the firefighters under the command of Battalion Chief Mark Culver. 90 00:06:07,100 --> 00:06:11,200 You could actually see him and hear him, and he was pleading with us to get him 91 00:06:11,200 --> 00:06:16,640 out. One of my guys was actually laying down with him, had his hands on him, but 92 00:06:16,640 --> 00:06:20,300 you're talking an opening that was a few inches wide to try to get him out. 93 00:06:20,720 --> 00:06:23,320 Two firefighters struggle to extract Dion. 94 00:06:24,160 --> 00:06:27,860 racing against the elements in this tinderbox of exposed lumber. 95 00:06:28,300 --> 00:06:32,000 Give us water on this north sideline as soon as you can so we can get these 96 00:06:32,000 --> 00:06:33,000 people out of this house. 97 00:06:34,020 --> 00:06:40,160 The fire marched across that house from the opposite end towards where we were, 98 00:06:40,260 --> 00:06:43,520 where Mr. Longworth was trapped, so fast. 99 00:06:43,880 --> 00:06:48,700 I had to pull my guys physically back for their safety because it got so hot 100 00:06:48,700 --> 00:06:49,700 quick. 101 00:06:49,780 --> 00:06:52,560 These men trained to save lives. 102 00:06:53,320 --> 00:06:54,320 Must retreat. 103 00:06:54,940 --> 00:06:57,820 All companies have been pulled back and mustered on the streets. 104 00:06:59,740 --> 00:07:05,260 And Dionne Longworth, just 34 years old, perishes in the flames. 105 00:07:06,300 --> 00:07:08,520 That's something we'll live with the rest of our life. 106 00:07:10,500 --> 00:07:17,460 And it's one of those things that you wish you'd never see. 107 00:07:26,890 --> 00:07:31,730 In the morning, Dion's father receives the news every parent fears. 108 00:07:32,130 --> 00:07:39,090 And that's when it just kind of, the bottom falls out and 109 00:07:39,090 --> 00:07:43,230 you, you, well, 110 00:07:43,230 --> 00:07:50,950 that's 111 00:07:50,950 --> 00:07:54,310 just the most awful feeling I ever had. I don't know how to describe it because 112 00:07:54,310 --> 00:07:56,210 I've never had it with anything else. 113 00:07:59,720 --> 00:08:05,040 We're going to need a representative from an unsafe building or some code 114 00:08:05,040 --> 00:08:06,040 enforcement agency. 115 00:08:06,100 --> 00:08:10,000 We have several homes that are damaged that are going to require inspection. 116 00:08:10,520 --> 00:08:14,220 All around Richmond Hill, neighbors are dealing with tragedy. 117 00:08:14,780 --> 00:08:20,740 And in the morning's first light, news reports provide the first real view of 118 00:08:20,740 --> 00:08:21,740 what's occurred. 119 00:08:21,820 --> 00:08:26,180 It was described as a war zone, and upon entering the Richmond Hill subdivision, 120 00:08:26,280 --> 00:08:27,780 you can clearly see why. 121 00:08:28,280 --> 00:08:29,280 I cried. 122 00:08:29,960 --> 00:08:36,620 I just couldn't believe how bad that was. I mean, it looked like someone had 123 00:08:36,620 --> 00:08:38,820 dropped a bomb in the middle of our neighborhood. 124 00:08:47,180 --> 00:08:50,300 If a plane would have crashed inside that neighborhood, there would probably 125 00:08:50,300 --> 00:08:51,300 have been less damage. 126 00:08:51,380 --> 00:08:54,020 And I just looked at it and said, oh, my God. 127 00:08:56,340 --> 00:09:00,580 If you had told me... That 40 people had died, I would have believed you. 128 00:09:02,040 --> 00:09:04,320 That's not something I was used to seeing in Indianapolis. 129 00:09:10,260 --> 00:09:13,120 These houses, some were obliterated. 130 00:09:13,340 --> 00:09:15,500 Some caught fire. Some collapsed. 131 00:09:15,780 --> 00:09:16,780 Some were shredded. 132 00:09:17,200 --> 00:09:19,020 Some knocked off their foundations. 133 00:09:19,280 --> 00:09:22,860 Every time you thought you'd seen everything, you looked at another house. 134 00:09:23,180 --> 00:09:26,200 You went around the corner and just realized how bad this is. 135 00:09:28,240 --> 00:09:30,320 Homes are in obvious ruin. 136 00:09:31,500 --> 00:09:35,300 Elsewhere, the damage is harder to see, but no less real. 137 00:09:35,760 --> 00:09:39,620 You know, by looking at them on the outside, you didn't know that they were 138 00:09:39,620 --> 00:09:41,780 damaged. But they weren't square. 139 00:09:42,000 --> 00:09:43,760 They were, you know, unlovable. 140 00:09:45,100 --> 00:09:49,520 The structural damage adds up to at least $4 .4 million. 141 00:09:52,360 --> 00:09:55,700 With 200 residents forced from their homes. 142 00:09:57,200 --> 00:09:59,160 More than 80 houses are damaged. 143 00:09:59,720 --> 00:10:01,920 Three are completely destroyed. 144 00:10:02,240 --> 00:10:05,140 And approximately 30 must be demolished. 145 00:10:07,460 --> 00:10:13,300 Before long, authorities placed the blame on a natural gas explosion inside 146 00:10:13,300 --> 00:10:18,480 home of Monserrati Shirley, who happened to be away that Saturday at 11 .10 p 147 00:10:18,480 --> 00:10:19,480 .m. 148 00:10:20,500 --> 00:10:26,400 And the next day, her neighbor, Liz Kelly, sees her near the wreckage and 149 00:10:26,400 --> 00:10:27,400 to comfort her. 150 00:10:28,780 --> 00:10:31,240 And she looked at me and she said, I'm so sorry. 151 00:10:31,580 --> 00:10:33,440 And I said, Monsi, why are you sorry? 152 00:10:33,680 --> 00:10:34,900 Your house blew up. 153 00:10:35,420 --> 00:10:37,280 You're a victim too, just like me. 154 00:10:37,840 --> 00:10:40,860 And she said, the neighbors are saying such horrible things about me. 155 00:10:41,400 --> 00:10:43,260 And I said, Monsi, I don't listen to all that. 156 00:10:43,480 --> 00:10:44,780 I said, it's just gossip. 157 00:10:45,340 --> 00:10:49,840 And I said, you're a victim. I said, the Lord's put on my heart to pray with 158 00:10:49,840 --> 00:10:50,839 you. 159 00:10:50,840 --> 00:10:53,460 would you mind if I prayed for you? She goes, would you please? 160 00:10:56,140 --> 00:11:00,460 Shirley's apology will take on new meaning as her neighbors learn the true 161 00:11:00,460 --> 00:11:02,100 of this deadly disaster. 162 00:11:02,700 --> 00:11:03,700 It was greed. 163 00:11:04,100 --> 00:11:08,040 And greed makes people do stupid things. 164 00:11:09,640 --> 00:11:16,020 Coming up, this chance encounter may look like love, but Mark Leonard has 165 00:11:16,020 --> 00:11:17,020 plans. 166 00:11:17,180 --> 00:11:18,380 He was always greedy. 167 00:11:19,500 --> 00:11:23,100 He always wanted the best. He wanted to shine the most. He always wanted to be 168 00:11:23,100 --> 00:11:24,100 the big shot. 169 00:11:35,760 --> 00:11:41,080 After the devastating explosion at her Richmond Hill home, Monserrati Shirley 170 00:11:41,080 --> 00:11:45,120 finds herself literally in the center of this tragic story. 171 00:11:45,640 --> 00:11:48,980 A neighbor's phone call. That's how Muncie Shirley learned her neighbor's 172 00:11:48,980 --> 00:11:53,160 she might be dead after an explosion did this to Shirley's home and the house 173 00:11:53,160 --> 00:11:54,160 next door. 174 00:11:55,500 --> 00:12:01,780 Born in Puerto Rico, Shirley, known to many as Muncie, moved to the U .S. at 175 00:12:01,780 --> 00:12:02,780 25. 176 00:12:03,660 --> 00:12:07,920 Montserrati Shirley is an educated, professional person, a registered nurse, 177 00:12:08,080 --> 00:12:11,560 comes here from Puerto Rico. She's living the American dream. 178 00:12:12,840 --> 00:12:14,400 In 2003... 179 00:12:14,940 --> 00:12:19,700 She and her then -husband build an approximately 2 ,800 -square -foot home 180 00:12:19,700 --> 00:12:25,700 Richmond Hill, complete with four bedrooms, two and a half baths, and a 181 00:12:25,700 --> 00:12:27,760 room with a gas -fed fireplace. 182 00:12:29,440 --> 00:12:35,120 When they divorce seven years later, she keeps the house, living there with her 183 00:12:35,120 --> 00:12:39,480 11 -year -old daughter and a Persian cat named Snowball. 184 00:12:42,100 --> 00:12:44,020 In November 2011, 185 00:12:44,920 --> 00:12:49,880 Shirley heads to Crazy Street, a bar on the south side of Indianapolis. 186 00:12:51,100 --> 00:12:55,060 As she walks in, she sees a man staring straight at her. 187 00:12:55,920 --> 00:13:00,120 His name is Mark Leonard, and she likes what she sees. 188 00:13:00,760 --> 00:13:04,640 What attracted her the first time would probably be the blonde hair, blue eyes. 189 00:13:04,720 --> 00:13:07,320 He always tanned and had his hair highlighted to the max. 190 00:13:07,820 --> 00:13:11,020 She found out later he drove a nice vehicle, a Hummer. 191 00:13:11,440 --> 00:13:13,880 Seemed to be dressed nice, seemed to be flashing money. 192 00:13:14,380 --> 00:13:18,860 Well, driving a Hummer, pulling out a big wad of money. The average woman 193 00:13:18,860 --> 00:13:19,860 a man with money. 194 00:13:19,960 --> 00:13:22,980 And he was polite and sweet, and he was funny. 195 00:13:24,120 --> 00:13:27,040 That night, Shirley and Leonard talked for hours. 196 00:13:29,380 --> 00:13:34,760 He says he has his own construction business and also buys and sells cars. 197 00:13:37,040 --> 00:13:43,020 As the evening winds down, he drives her home and sleeps over. 198 00:13:46,830 --> 00:13:51,950 Little does she know, she's not the first woman to fall under his spell. 199 00:13:54,890 --> 00:13:59,470 In his words, I remember he was looking for someone to pamper and treat like a 200 00:13:59,470 --> 00:14:00,470 lady. 201 00:14:00,910 --> 00:14:06,470 Years before Shirley ever entered the picture, Joanne Engel says she meets 202 00:14:06,470 --> 00:14:10,790 Leonard on a dating website called plentyoffish .com. 203 00:14:11,450 --> 00:14:16,870 Well, he said he was an entrepreneur and really wanted someone that he could 204 00:14:16,870 --> 00:14:19,090 settle down with that could complete him. 205 00:14:20,870 --> 00:14:26,930 Raising a disabled son alone, Engel is a nurse who's spent a career taking care 206 00:14:26,930 --> 00:14:27,930 of others. 207 00:14:28,270 --> 00:14:32,410 Now she thinks she's met a man who'll take care of her. 208 00:14:33,870 --> 00:14:37,350 He told me several times he just couldn't wait to hear my voice again and 209 00:14:37,350 --> 00:14:41,930 couldn't wait to see me. And he said that I just completed his world and I 210 00:14:41,930 --> 00:14:42,930 him happy. 211 00:14:43,690 --> 00:14:50,010 Out on the town, Engle says Leonard insists on paying for everything at 212 00:14:51,490 --> 00:14:57,130 Eventually, however, she says he asks to borrow a small amount of money and 213 00:14:57,130 --> 00:15:00,250 appears to have no problem paying Engle back. 214 00:15:00,860 --> 00:15:05,640 Everything that he told me all fit together just like a puzzle. I didn't 215 00:15:05,640 --> 00:15:10,500 red flags, any reason to not trust him. He'd come across as somebody that was 216 00:15:10,500 --> 00:15:16,680 giving and genuine and really, really cared enough that he wouldn't take 217 00:15:16,680 --> 00:15:17,680 advantage of me. 218 00:15:19,080 --> 00:15:25,320 Then Engel says Leonard asks her for a $10 ,000 loan to replace a machine he 219 00:15:25,320 --> 00:15:28,080 needs to complete a huge construction job. 220 00:15:29,200 --> 00:15:32,160 He goes, at this job, I will make $300 ,000. 221 00:15:32,520 --> 00:15:37,620 He goes, I'm within a month of completing it, and somebody came and 222 00:15:37,620 --> 00:15:42,380 big machine from the job. And without that machine, I can't finish the job. I 223 00:15:42,380 --> 00:15:43,380 don't know what I'm going to do. 224 00:15:44,520 --> 00:15:47,940 Blinded by love, Engel says she gives him the money. 225 00:15:48,320 --> 00:15:52,200 And he soon comes back asking for $30 ,000 more. 226 00:15:53,780 --> 00:15:57,460 When she says no, Leonard dumps her the same day. 227 00:15:58,010 --> 00:16:02,330 And Engle says she never sees him or her 10 grand again. 228 00:16:04,010 --> 00:16:10,790 I was really looking for someone just like him. So, yeah, 229 00:16:10,870 --> 00:16:12,010 it broke my heart. 230 00:16:14,050 --> 00:16:17,750 Authorities say Engle is not his only victim. 231 00:16:18,570 --> 00:16:22,630 I think Mark Leonard played off primarily women's insecurities. He took 232 00:16:22,630 --> 00:16:27,870 advantage of women who were older, who had not had a man in their life for a 233 00:16:27,870 --> 00:16:31,850 significant period of time. He told them he cared about them. He pretended to 234 00:16:31,850 --> 00:16:32,850 care about them. 235 00:16:33,810 --> 00:16:38,470 Leonard's own relatives say he's a hustler who's addicted to money. 236 00:16:39,030 --> 00:16:44,430 And police records say he's also pulled off many other love cons and insurance 237 00:16:44,430 --> 00:16:46,090 scams in the past. 238 00:16:46,840 --> 00:16:52,580 For Mark Leonard, he had the Harleys. He had a Cadillac. He liked the lifestyle 239 00:16:52,580 --> 00:16:59,560 of cars, but he also liked the faster lifestyle of going to casinos, hanging 240 00:16:59,560 --> 00:17:01,960 with friends, and spending money. 241 00:17:02,560 --> 00:17:07,859 So when Montserrati Shirley meets Leonard and brings him home in November 242 00:17:08,440 --> 00:17:14,619 she may be attracted to him, but it's clear that she also has something he 243 00:17:14,619 --> 00:17:15,619 wants. 244 00:17:16,800 --> 00:17:18,260 She had a house. 245 00:17:18,520 --> 00:17:24,540 She had a job. She had a pension plan. For Mark Leonard, this was the 246 00:17:24,540 --> 00:17:28,079 culmination of all of the scams that he had come up with in the past. 247 00:17:29,540 --> 00:17:34,040 Coming up, Mark Leonard launches a plan to cash in. 248 00:17:34,580 --> 00:17:36,560 He was going to make sure the house exploded. 249 00:17:37,420 --> 00:17:40,040 He was going to make sure he got the money that he wanted. 250 00:17:40,490 --> 00:17:41,850 He was not going to let this go. 251 00:17:42,130 --> 00:17:45,610 And all eyes turned to Monserrati Sherry. 252 00:17:46,170 --> 00:17:50,650 Devastated and people keep asking me questions and questions. Like I know 253 00:17:50,650 --> 00:17:52,150 something, I don't know nothing. 254 00:18:06,570 --> 00:18:11,070 Within weeks of meeting, Mark Leonard and Monserrati Shirley are living in her 255 00:18:11,070 --> 00:18:12,270 Richmond Hill home. 256 00:18:14,290 --> 00:18:17,710 Together, they ride motorcycles and visit a nearby casino. 257 00:18:18,130 --> 00:18:21,090 And she takes care of him when he falls ill. 258 00:18:22,390 --> 00:18:27,710 But if Leonard came looking for a meal ticket, he soon learns it's not what he 259 00:18:27,710 --> 00:18:28,710 thought. 260 00:18:29,710 --> 00:18:33,310 It turns out Shirley's been living beyond her means. 261 00:18:33,650 --> 00:18:35,950 She's buried in credit card debt. 262 00:18:36,460 --> 00:18:40,480 has declared bankruptcy and owes more on her house than it's worth. 263 00:18:42,000 --> 00:18:44,980 But that's not going to stop his scheming. 264 00:18:45,880 --> 00:18:52,040 Very quickly after meeting, he convinced her to raise the contents coverage on 265 00:18:52,040 --> 00:18:58,920 her home from basically $100 ,000 to $300 ,000, in essence tripling the 266 00:18:58,920 --> 00:19:00,840 contents coverage over her home. 267 00:19:01,400 --> 00:19:05,780 With this policy change, there'll be money to help pay off Shirley's two 268 00:19:05,780 --> 00:19:12,480 mortgages, plus $300 ,000 for the contents of the home, if 269 00:19:12,480 --> 00:19:14,020 it's completely destroyed. 270 00:19:14,940 --> 00:19:20,940 And soon, Leonard begins convincing Shirley this is what's going to happen. 271 00:19:21,280 --> 00:19:27,080 At first, she resisted. She said, no, she didn't want any part of it. But from 272 00:19:27,080 --> 00:19:29,460 her testimony, Mark Leonard persisted. 273 00:19:30,280 --> 00:19:34,600 Mark Leonard brought it up to Montserrati Shirley and said it was 274 00:19:34,600 --> 00:19:35,600 they could get away with. 275 00:19:35,760 --> 00:19:39,780 I think she was physically attracted to Mark Leonard, didn't want to lose him. 276 00:19:39,880 --> 00:19:46,300 She was really stressed by her financial situation and was probably looking that 277 00:19:46,300 --> 00:19:48,200 this could possibly be an out for her. 278 00:19:49,180 --> 00:19:53,080 Shirley later says she thinks they'll just be starting a small fire. 279 00:19:53,460 --> 00:19:58,900 And the last weekend in October 2012, they kicked their plan into action. 280 00:20:03,150 --> 00:20:08,630 She drops off her cat, Snowball, at a local kennel, and her daughter stays at 281 00:20:08,630 --> 00:20:13,850 the home of Glenn Holtz, a friend of Mark Leonard's, who she says helped 282 00:20:13,850 --> 00:20:16,390 convince her that this would all be easy. 283 00:20:17,910 --> 00:20:23,090 She and Leonard head to a casino, where they are safe from harm and sure to be 284 00:20:23,090 --> 00:20:24,090 seen. 285 00:20:25,040 --> 00:20:29,880 There they wait for word that Leonard's acquaintance, Gary Thompson, has done 286 00:20:29,880 --> 00:20:33,920 what Mark is going to pay him $5 ,000 to do. 287 00:20:34,300 --> 00:20:39,680 Gary Thompson was supposed to pour gasoline throughout the house and then 288 00:20:39,680 --> 00:20:43,080 it on fire and leave the scene. 289 00:20:43,820 --> 00:20:48,420 Gary Thompson ultimately, for whatever reason, didn't do that. 290 00:20:48,700 --> 00:20:53,320 He said he was scared. He didn't want to drive over there and get caught driving 291 00:20:53,320 --> 00:20:54,320 the vehicle. 292 00:20:56,060 --> 00:20:58,720 But the scheme is far from over. 293 00:20:59,020 --> 00:21:01,600 And the next week, they try again. 294 00:21:02,560 --> 00:21:08,480 This time, authorities say they shift tactics, attempting to use natural gas 295 00:21:08,480 --> 00:21:14,300 from the home's fireplace and a spark from an old model thermostat to ignite 296 00:21:14,700 --> 00:21:19,920 And for the second weekend in a row, Shirley stows away her daughter and cat, 297 00:21:20,120 --> 00:21:23,640 then heads with Leonard to the casino and waits. 298 00:21:24,510 --> 00:21:31,390 Either there was too much natural gas or the ignition switch, the thermostat, 299 00:21:31,450 --> 00:21:35,330 was not sufficient to ignite the natural gas that was present. 300 00:21:35,530 --> 00:21:41,850 Many of us, if you attempt this sort of thing and failed, you might have second 301 00:21:41,850 --> 00:21:44,430 thoughts about it, but obviously he had no second thoughts whatsoever. 302 00:21:44,830 --> 00:21:47,770 Mark Leonard was hell -bent on making sure that this happened. 303 00:21:49,030 --> 00:21:53,450 And so on the third try, Mark gets to work with his half -brother Bob. 304 00:21:54,400 --> 00:21:57,240 promising him $10 ,000 for his help. 305 00:21:57,860 --> 00:22:02,640 On Friday, November 9th, the Leonards go to a bar and chat with one of the 306 00:22:02,640 --> 00:22:03,860 knowledgeable owners. 307 00:22:05,080 --> 00:22:07,260 Ironically, the name of the bar was the Gaslight Inn. 308 00:22:08,960 --> 00:22:14,020 And the bartender actually is a full -time employee of the gas company. 309 00:22:14,560 --> 00:22:20,860 And literally in the video, the bartender is motioning his hands like 310 00:22:20,860 --> 00:22:21,860 goes like this. 311 00:22:24,200 --> 00:22:28,920 that he was saying was that it would fill up like a balloon until it then 312 00:22:28,920 --> 00:22:29,920 exploded. 313 00:22:31,960 --> 00:22:36,720 Later that night, with her daughter at the sitter and Kitty in the kennel, 314 00:22:36,900 --> 00:22:42,020 Muncie heads to the casino with Mark and says Bob holds on to his brother's 315 00:22:42,020 --> 00:22:43,020 white van. 316 00:22:45,560 --> 00:22:50,720 Meanwhile, at the casino, Muncie in pink and Leonard in a black motorcycle 317 00:22:50,720 --> 00:22:54,920 jacket. spend hours doing pretty much nothing. 318 00:22:56,660 --> 00:23:01,020 The purpose of doing so was obvious, and that is they had an alibi for where 319 00:23:01,020 --> 00:23:02,800 they were when the incident occurred. 320 00:23:07,180 --> 00:23:08,440 Time ticks by. 321 00:23:09,200 --> 00:23:14,560 Then shortly after 11 .10 p .m., Shirley gets the call they've been waiting for 322 00:23:14,560 --> 00:23:20,180 and learns she's gotten herself into something much bigger than expected. 323 00:23:20,960 --> 00:23:27,460 I don't think any of them had any clue whatsoever of the magnitude of the 324 00:23:27,460 --> 00:23:29,820 that would be caused by creating that explosion. 325 00:23:30,360 --> 00:23:35,380 It's probably not the easiest thing to do, but with three attempts, they got it 326 00:23:35,380 --> 00:23:36,380 right. 327 00:23:37,000 --> 00:23:41,780 In the coming days, Shirley and Leonard tell cops and insurance investigators 328 00:23:41,780 --> 00:23:45,640 that they have no idea what caused the explosion. 329 00:23:46,780 --> 00:23:52,140 And even as the consequences of their scheme become clear, They remain intent 330 00:23:52,140 --> 00:23:54,360 collecting from their misdeed. 331 00:23:54,860 --> 00:23:59,020 Monserrati Shirley, for example, told the insurance company they had purchased 332 00:23:59,020 --> 00:24:02,480 some expensive items, including, she said, a Picasso painting. 333 00:24:03,680 --> 00:24:09,640 It would be very, very unusual for someone living in a medium -income 334 00:24:09,640 --> 00:24:14,240 subdivision in Indianapolis to claim they had a Picasso, and especially if 335 00:24:14,240 --> 00:24:16,760 were claiming they purchased a Picasso they were just going to put on the wall 336 00:24:16,760 --> 00:24:18,840 of their suburban house. 337 00:24:19,860 --> 00:24:22,620 Shirley's insurer rejects her claims. 338 00:24:22,880 --> 00:24:26,980 And before long, neighbors begin to wonder if something is up. 339 00:24:39,500 --> 00:24:45,100 Hoping to exonerate herself, Shirley talks to reporters a few days after the 340 00:24:45,100 --> 00:24:46,100 explosion. 341 00:24:47,220 --> 00:24:48,900 Didn't seem sincere. 342 00:24:49,610 --> 00:24:52,370 We call it the fake tears interview. 343 00:24:52,810 --> 00:24:57,050 It feels horrible when everybody's just like pointing at you like if we did 344 00:24:57,050 --> 00:24:58,050 something wrong. 345 00:24:58,730 --> 00:25:00,090 Leave me alone. 346 00:25:00,450 --> 00:25:02,110 Please leave me alone. 347 00:25:02,470 --> 00:25:07,810 The consensus even in the Annapolis area on social media is like, Please leave 348 00:25:07,810 --> 00:25:08,810 me alone. 349 00:25:09,010 --> 00:25:10,610 This is not good. 350 00:25:11,410 --> 00:25:13,090 Next on American Greed. 351 00:25:14,400 --> 00:25:19,020 Investigators work to solve the crime, and an old friend holds the key to Mark 352 00:25:19,020 --> 00:25:20,020 Leonard's fate. 353 00:25:20,180 --> 00:25:24,020 When I seen the Richmond Hill thing on TV, I figured Mark Leonard blew the 354 00:25:24,020 --> 00:25:25,020 neighborhood up. 355 00:25:42,380 --> 00:25:48,320 Because of its destructive nature, arson can be a very difficult crime to solve. 356 00:25:50,980 --> 00:25:57,100 But Mario Garza, from the Indianapolis Fire Department, aided by investigators 357 00:25:57,100 --> 00:26:02,380 from the U .S. Bureau of Alcohol, Tobacco, Firearms, and Explosives, will 358 00:26:02,380 --> 00:26:05,260 that not all the evidence has been destroyed. 359 00:26:06,480 --> 00:26:11,060 This was the epicenter of the explosion. Police believe it originated inside the 360 00:26:11,060 --> 00:26:12,400 home near that burned -out car. 361 00:26:12,660 --> 00:26:17,140 And that is where detectives, arson investigators, and federal ATF agents 362 00:26:17,140 --> 00:26:20,300 concentrating to find out what caused this massive destruction. 363 00:26:23,720 --> 00:26:27,900 Residential gas lines, like the one on the left, should have a step -down 364 00:26:27,900 --> 00:26:31,400 regulator that lowers gas pressure going into a home. 365 00:26:33,070 --> 00:26:38,390 At Monserrati Shirley's home, however, investigators see that someone has 366 00:26:38,390 --> 00:26:43,690 replaced the regulator with a piece of straight pipe, allowing gas to flow into 367 00:26:43,690 --> 00:26:46,370 the house at a higher pressure than normal. 368 00:26:47,030 --> 00:26:49,370 There's no logical reason to remove it. 369 00:26:49,660 --> 00:26:53,700 In fact, it's a safety hazard to remove it. Your appliances don't work. There's 370 00:26:53,700 --> 00:26:57,040 too much gas coming into your house. You're just looking for problems. The 371 00:26:57,040 --> 00:27:02,000 reason to remove the step -down regulator would be to put a lot of 372 00:27:02,000 --> 00:27:03,000 into your residence. 373 00:27:04,120 --> 00:27:08,860 Arson investigators also spend weeks exhaustively looking for a missing 374 00:27:08,860 --> 00:27:13,740 fireplace valve called a Dante valve and find nothing. 375 00:27:14,410 --> 00:27:19,250 If you remove that Dante valve, the gas flow comes in much faster, it's 376 00:27:19,250 --> 00:27:22,170 unregulated, and the house fills up much quicker with natural gas. 377 00:27:22,490 --> 00:27:27,610 They also find evidence that the home's microwave and a nearby cylinder blew 378 00:27:27,610 --> 00:27:29,130 apart from the inside. 379 00:27:29,750 --> 00:27:34,710 It was our belief that this cylinder was put in the microwave with a liquid. The 380 00:27:34,710 --> 00:27:38,990 microwave was on a timer. It was set to come on at a certain time. The microwave 381 00:27:38,990 --> 00:27:43,590 came on, the microwave heated the liquid inside the container, and it blew 382 00:27:43,590 --> 00:27:48,320 apart. And that sheer force and spark and heat from that ignited the natural 383 00:27:48,320 --> 00:27:50,680 gas, which exploded the house. 384 00:27:51,440 --> 00:27:54,700 There's also plenty that investigators don't find. 385 00:27:55,340 --> 00:27:59,040 Any item of value is suspiciously absent. 386 00:27:59,580 --> 00:28:01,860 There were no televisions. There were no computers. 387 00:28:02,140 --> 00:28:05,700 There was no jewelry. We found remote controls, but no TVs. 388 00:28:05,920 --> 00:28:09,920 So the typical stuff that you would find or you would expect to find in a house, 389 00:28:10,080 --> 00:28:11,220 we didn't find. 390 00:28:12,040 --> 00:28:17,600 As Garza sifts through the rubble, Detective Sergeant Jeffrey Wager begins 391 00:28:17,600 --> 00:28:20,300 ask questions about Shirley and Leonard. 392 00:28:20,640 --> 00:28:23,660 I learned that Mark Leonard was a person that liked to commit fraud. 393 00:28:24,240 --> 00:28:25,940 He had on several occasions. 394 00:28:26,320 --> 00:28:31,140 I learned that there were prior arsons that had been committed among people he 395 00:28:31,140 --> 00:28:33,160 had known, among his relatives. 396 00:28:33,500 --> 00:28:39,000 I learned that he was in debt. I learned that Montserrat Shirley was in debt and 397 00:28:39,000 --> 00:28:40,000 that they needed money. 398 00:28:40,380 --> 00:28:45,380 With this information, it's time to take a closer look at Leonard and Shirley's 399 00:28:45,380 --> 00:28:46,720 casino alibi. 400 00:28:47,260 --> 00:28:50,860 Tape from the casino on first viewing appeared to confirm their alibi. 401 00:28:51,460 --> 00:28:56,080 Except when you started viewing it and asking questions like, well, how long 402 00:28:56,080 --> 00:28:57,039 they gamble? 403 00:28:57,040 --> 00:28:58,260 Where did they go? 404 00:28:59,040 --> 00:29:02,960 And then you start realizing they're sitting at the same place for hours at a 405 00:29:02,960 --> 00:29:07,440 time. And you start watching the tape and you see things as it approaches 11 o 406 00:29:07,440 --> 00:29:08,440 'clock at night. 407 00:29:08,760 --> 00:29:11,620 that Mark Leonard, for example, glances at his wristwatch. 408 00:29:12,500 --> 00:29:13,640 And there's more. 409 00:29:14,420 --> 00:29:19,080 A neighbor says that on the day of the explosion, he saw two men get out of 410 00:29:19,080 --> 00:29:22,440 Leonard's white van and go into Shirley's house. 411 00:29:23,380 --> 00:29:27,760 And Leonard's relatives say Mark and Bob have been moving valuables from the 412 00:29:27,760 --> 00:29:29,860 house prior to the incident. 413 00:29:31,320 --> 00:29:35,080 Then there's Snowball's three trips to the kennel. 414 00:29:35,460 --> 00:29:36,880 I'm a cat owner myself. 415 00:29:37,930 --> 00:29:41,090 I see no reason to board the cat if I'm only going to be gone for a day or two. 416 00:29:41,370 --> 00:29:43,630 Leave enough food and water and it takes care of itself. 417 00:29:44,570 --> 00:29:48,490 All of this is adding up to a strong circumstantial case. 418 00:29:49,930 --> 00:29:53,750 But still, investigators have found no direct link. 419 00:30:03,500 --> 00:30:09,660 Mark Duckworth is a former exotic dancer who says he first met Mark Leonard when 420 00:30:09,660 --> 00:30:13,640 Leonard came to him looking for a job in the 1980s. 421 00:30:14,140 --> 00:30:19,880 Around the time of the explosion, he spoke to his old friend and asked what 422 00:30:19,880 --> 00:30:20,659 was up to. 423 00:30:20,660 --> 00:30:23,060 He said to me, I'm looking for a Ferrari online. 424 00:30:23,480 --> 00:30:25,240 I said, how can you afford a Ferrari? 425 00:30:26,000 --> 00:30:30,660 He said, our house blew up, tsunami winds went through and blew the 426 00:30:30,660 --> 00:30:31,660 out. 427 00:30:31,840 --> 00:30:33,100 We're getting $300 ,000. 428 00:30:33,940 --> 00:30:38,560 But more important than what Leonard says is when he said it. 429 00:30:38,840 --> 00:30:43,000 All this conversation occurred before the actual explosion had happened. 430 00:30:43,240 --> 00:30:47,940 That seemed to be a heck of a coincidence in terms of what happened at 431 00:30:48,940 --> 00:30:51,060 And I don't believe in coincidences. 432 00:30:52,170 --> 00:30:57,550 So when Mark Duckworth learns of the Richmond Hill explosion after the call, 433 00:30:57,550 --> 00:31:02,950 says he knows who's responsible and has no choice but to tell the cops. 434 00:31:03,370 --> 00:31:04,470 I knew too much. 435 00:31:04,770 --> 00:31:08,910 Anybody with common sense would know I knew too much. He said too much. 436 00:31:09,210 --> 00:31:10,450 Told me too much. 437 00:31:11,310 --> 00:31:16,730 Days after Duckworth tells his story, 500 people gather at St. Barnabas 438 00:31:16,730 --> 00:31:20,830 Church for the funeral of Jennifer and Dionne Longworth. 439 00:31:21,240 --> 00:31:27,020 It just seems like such a waste of wonderful people to die so young. 440 00:31:28,840 --> 00:31:33,560 That night, authorities announced the Richmond Hill case has become an active 441 00:31:33,560 --> 00:31:34,940 homicide investigation. 442 00:31:36,080 --> 00:31:40,280 And four days before Christmas, police make their move. 443 00:31:40,800 --> 00:31:47,500 As of yesterday, we filed charges against Mark Leonard, Monterey Shirley, 444 00:31:47,500 --> 00:31:48,500 Bob Leonard. 445 00:31:48,890 --> 00:31:52,710 All three individuals were arrested this morning and are in custody. 446 00:31:54,030 --> 00:31:59,850 Next on American Greed, Mark Leonard gambles on one last shot at freedom. 447 00:32:02,010 --> 00:32:05,950 Oh, it's unbelievable, dude. I've known him for 25 years. 448 00:32:06,530 --> 00:32:08,930 He's just flabbing like a... 449 00:32:19,020 --> 00:32:21,020 Sir, your neighbors think you're a killer. Are you a killer, sir? 450 00:32:22,840 --> 00:32:29,680 Following their arrests, Mark Leonard, Monserrati Shirley, and Bob Leonard 451 00:32:29,680 --> 00:32:36,600 charges of conspiracy to commit arson, 45 counts of arson, and two counts of 452 00:32:36,600 --> 00:32:37,600 felony murder. 453 00:32:42,520 --> 00:32:48,520 Inside Marion County Jail, Mark Leonard knows that if convicted, he could face 454 00:32:48,520 --> 00:32:50,040 life without parole. 455 00:32:51,420 --> 00:32:56,740 He also learns from court filings that a big part of the case against him 456 00:32:56,740 --> 00:33:03,200 involves his chat with M .D., a .k .a. his old friend Mark Duckworth. 457 00:33:04,060 --> 00:33:09,040 Soon, though, Leonard makes a new friend, a fellow inmate named Smitty. 458 00:33:09,580 --> 00:33:12,040 who he thinks can help set things right. 459 00:33:13,140 --> 00:33:18,180 Mark Leonard believed that Smitty was a person that was involved in a Southside 460 00:33:18,180 --> 00:33:23,280 motorcycle gang who had a history of killing people, and he believed that 461 00:33:23,280 --> 00:33:25,100 would know someone that could kill someone. 462 00:33:25,560 --> 00:33:31,020 Smitty does nothing to dissuade Leonard of this idea and gets Leonard to draw a 463 00:33:31,020 --> 00:33:33,980 map pointing the way to Duckworth's home. 464 00:33:35,180 --> 00:33:37,840 Hello, this is a prepaid call from... 465 00:33:38,220 --> 00:33:39,220 Mark for Jay. 466 00:33:39,600 --> 00:33:42,600 For an inmate at the Marion County Jail. 467 00:33:43,200 --> 00:33:45,220 Then, in mid -March 2013, 468 00:33:45,940 --> 00:33:52,260 Smitty helps Leonard call a guy on the outside named Jay so they can work out 469 00:33:52,260 --> 00:33:53,260 the details. 470 00:33:53,680 --> 00:33:55,580 I'm going to make it look like a suicide. 471 00:33:57,380 --> 00:33:58,380 Oh, for real? 472 00:33:58,620 --> 00:34:03,560 Yeah, because if... See, this way, it'll get me out of jail pretty much 473 00:34:03,560 --> 00:34:10,350 instantly. If you have him call 911... like from the cell phone right before 474 00:34:10,350 --> 00:34:17,230 do it. And I got three sentences that I wrote down that if you just have him say 475 00:34:17,230 --> 00:34:21,750 these three sentences inside that 911 call right before, it'll get me out of 476 00:34:21,750 --> 00:34:22,750 here quick. 477 00:34:23,449 --> 00:34:24,850 I want him to say, 478 00:34:26,170 --> 00:34:31,190 I did not mean to frame Mark and Muncie for their own house in Richmond Hills. 479 00:34:32,750 --> 00:34:35,050 Originally offering $15 ,000, 480 00:34:36,110 --> 00:34:40,090 Leonard says that if Jay pulls it off, there'll be an extra five. 481 00:34:42,050 --> 00:34:43,050 Oh, for real? 482 00:34:43,270 --> 00:34:46,350 Yeah, dude, because this is going to make a big difference right here, and 483 00:34:46,350 --> 00:34:48,409 a little bit tougher to get done, you know, so. 484 00:34:50,110 --> 00:34:52,090 Yeah, man, I'm going to get it done here for sure. 485 00:34:52,489 --> 00:34:53,489 All right. 486 00:34:54,110 --> 00:34:57,370 It ain't going to be no problem. How soon do you think you're going to get 487 00:34:57,370 --> 00:35:01,870 after? Well, if you do it that way right there, I would say no longer than a few 488 00:35:01,870 --> 00:35:05,530 days. With this plan, Leonard sees freedom in sight. 489 00:35:06,040 --> 00:35:08,840 And authorities say he might be on to something. 490 00:35:09,700 --> 00:35:14,820 Had Mark Duckworth been killed, had that phone call been made, it would have 491 00:35:14,820 --> 00:35:18,340 seriously caused me to reconsider whether we had sufficient evidence to go 492 00:35:18,340 --> 00:35:19,340 forward with the case. 493 00:35:20,120 --> 00:35:21,560 But there's a big problem. 494 00:35:22,300 --> 00:35:24,340 Smitty is hardly Mark's friend. 495 00:35:24,700 --> 00:35:26,640 He's a jailhouse snitch. 496 00:35:27,000 --> 00:35:29,520 And Jay is hardly a hitman. 497 00:35:30,170 --> 00:35:35,770 Mark Leonard thought that Jay was a badass motorcycle assassin and was going 498 00:35:35,770 --> 00:35:39,710 solve all his problems when, in fact, he is really an ATF agent. 499 00:35:40,410 --> 00:35:45,010 Two weeks after the call, prosecutors charged Leonard with an additional count 500 00:35:45,010 --> 00:35:46,870 of conspiracy to commit murder. 501 00:35:47,930 --> 00:35:50,010 It's not his only setback. 502 00:35:50,390 --> 00:35:53,350 Mark, what do you think of Montserrat and Shirley testifying for the 503 00:35:53,510 --> 00:35:55,250 Will her testimony change her play at all? 504 00:35:57,550 --> 00:36:03,610 In 2015, Shirley strikes a deal, agreeing to provide law enforcement with 505 00:36:03,610 --> 00:36:07,870 inside view of the conspiracy that led to the destruction of Richmond Hill. 506 00:36:08,870 --> 00:36:12,670 She completed the picture. She certainly gave us an inside perspective. 507 00:36:14,410 --> 00:36:19,370 Following her plea, authorities announced more arrests, including that 508 00:36:19,370 --> 00:36:24,630 Leonard's employee, Gary Thompson, who helped with the first two attempts, and 509 00:36:24,630 --> 00:36:29,550 Glenn Holtz, Leonard's friend, who knew about the plot but kept silent. 510 00:36:31,850 --> 00:36:37,850 Next, the criminals behind the Richmond Hill disaster faced justice, and 511 00:36:37,850 --> 00:36:40,070 residents worked to get their lives back. 512 00:36:41,130 --> 00:36:43,870 Even with everything else that's happened since then. 513 00:36:44,380 --> 00:36:47,500 It still goes back to that night. How are we still here? 514 00:37:03,480 --> 00:37:04,480 We're ready. 515 00:37:04,640 --> 00:37:08,420 We've been ready, but it's time to get this case to a jury. 516 00:37:08,860 --> 00:37:14,140 Nearly three years after the explosion that decimated Richmond Hill, Mark 517 00:37:14,140 --> 00:37:15,860 Leonard's trial gets underway. 518 00:37:17,980 --> 00:37:23,460 When it's time for opening arguments, Leonard's lawyer makes a bold gambit. 519 00:37:23,900 --> 00:37:30,340 She admits that Leonard caused the explosion, but says he had no intent to 520 00:37:30,340 --> 00:37:36,320 anyone, calling it a stupid and selfish insurance fraud that went horribly 521 00:37:36,320 --> 00:37:37,320 wrong. 522 00:37:37,520 --> 00:37:42,380 When I heard that, I didn't believe it. And the reporters around me. 523 00:37:42,910 --> 00:37:43,910 were equally stunned. 524 00:37:45,030 --> 00:37:47,270 Never heard anything like that from a defense attorney. 525 00:37:48,470 --> 00:37:51,550 Prosecutor Denise Robinson doesn't buy the argument. 526 00:37:52,050 --> 00:37:58,550 The fact that Shirley went to such efforts to protect Snowball and to 527 00:37:58,550 --> 00:38:01,590 her daughter, they may not have known they were going to blow up the whole 528 00:38:01,590 --> 00:38:05,650 neighborhood, but they knew the extent of what it is they were doing because 529 00:38:05,650 --> 00:38:10,350 they cared more about their daughter and their cat than they cared about their 530 00:38:10,350 --> 00:38:11,350 neighbors. 531 00:38:12,300 --> 00:38:17,860 Over the course of six weeks, the prosecution calls more than 160 532 00:38:18,040 --> 00:38:20,920 with Monserrati surely as the star. 533 00:38:22,840 --> 00:38:27,900 Following closing arguments, the jury takes less than four hours to find Mark 534 00:38:27,900 --> 00:38:30,020 Leonard guilty of all charges. 535 00:38:31,940 --> 00:38:37,300 A month later at sentencing, the judge calls him the worst of the worst. 536 00:38:38,060 --> 00:38:43,780 and hands down two life without parole sentences plus 75 years. 537 00:38:46,300 --> 00:38:52,480 After his own trial, Bob Leonard is also sentenced to two life terms plus 70 538 00:38:52,480 --> 00:38:53,480 years. 539 00:38:55,320 --> 00:39:00,800 Leonard's helper, Gary Thompson, pleads guilty and will spend 20 years behind 540 00:39:00,800 --> 00:39:01,800 bars. 541 00:39:02,030 --> 00:39:07,570 And Glenn Holtz, who knew of the plot but kept quiet, also pleads guilty to 542 00:39:07,570 --> 00:39:10,530 assisting a criminal and gets a three -year sentence. 543 00:39:12,170 --> 00:39:16,750 After pleading guilty and telling authorities what she knows, some 544 00:39:16,750 --> 00:39:19,070 worry Shirley could get off easy. 545 00:39:19,710 --> 00:39:24,350 There were 52 counts that were released, including the demolition of at least 33 546 00:39:24,350 --> 00:39:27,850 homes. And she could walk out with nothing but time served? 547 00:39:28,330 --> 00:39:30,510 That doesn't sound right to me in any way. 548 00:39:31,690 --> 00:39:37,430 Her lawyer argues she has a history of being abused that made her susceptible 549 00:39:37,430 --> 00:39:39,230 being coerced and controlled. 550 00:39:40,610 --> 00:39:45,190 But prosecutor Denise Robinson says that excuses nothing. 551 00:39:45,830 --> 00:39:49,830 She had a daughter. She had an education. 552 00:39:50,350 --> 00:39:55,230 She had family who would have listened to her, who would have taken her in, who 553 00:39:55,230 --> 00:39:56,230 would have protected her. 554 00:39:56,510 --> 00:40:00,030 And she didn't go to any of those sources but simply allowed this to 555 00:40:00,700 --> 00:40:05,740 And then after it did happen, lied about it. It feels horrible when everybody's 556 00:40:05,740 --> 00:40:08,600 just like pointing at you like if we did something wrong. 557 00:40:08,900 --> 00:40:11,580 And she bears responsibility for what happened. 558 00:40:11,780 --> 00:40:18,420 She was as guilty as if she had opened that valve or set that microwave 559 00:40:18,420 --> 00:40:19,420 herself. 560 00:40:20,540 --> 00:40:27,260 In the end, Shirley escapes life without parole, but gets 50 years in prison to 561 00:40:27,260 --> 00:40:28,600 think about her greed. 562 00:40:32,880 --> 00:40:38,140 Now, years after the explosion, the lots where the Shirley and Longworth homes 563 00:40:38,140 --> 00:40:40,280 once stood remain empty. 564 00:40:45,220 --> 00:40:48,080 Some neighbors have left Richmond Hill. 565 00:40:49,160 --> 00:40:50,800 Others have rebuilt. 566 00:40:52,300 --> 00:40:58,500 But for those who survived that November night in 2012, scars remain. 567 00:40:59,440 --> 00:41:02,600 A lot of people say, you know, why can't you just get past it? 568 00:41:03,260 --> 00:41:05,240 I don't think it's anything you ever get over. 569 00:41:06,300 --> 00:41:08,340 People lost their lives. I lost everything. 570 00:41:08,660 --> 00:41:10,280 I lost my sense of security. 571 00:41:11,280 --> 00:41:13,360 You don't get over that. You learn to live with it. 572 00:41:16,280 --> 00:41:18,260 First two years, I relived it every day. 573 00:41:18,620 --> 00:41:19,620 Every day. 574 00:41:22,080 --> 00:41:24,500 You know, it just played over and over and over in your mind. 575 00:41:25,080 --> 00:41:27,800 It got to the point my wife sent me to a psychiatrist. 576 00:41:28,690 --> 00:41:34,650 Because it just, every time I saw the videos on TV, I just started crying. 577 00:41:39,050 --> 00:41:45,390 It's still so irritating that somebody could be that greedy 578 00:41:45,390 --> 00:41:49,810 that they would do this. I mean, sentences have been handed down. They 579 00:41:49,810 --> 00:41:54,810 never see the light outside of that prison for as long as they live. 580 00:41:58,060 --> 00:41:59,860 But it's not going to bring those two kids back. 581 00:42:02,260 --> 00:42:03,260 $300 ,000. 582 00:42:04,420 --> 00:42:06,580 That's what it was done for, $300 ,000. 583 00:42:13,480 --> 00:42:15,490 Next. When money is no object. 584 00:42:15,690 --> 00:42:19,050 They had so much cash in these clinics, they kept the cash in garbage bags. 585 00:42:19,270 --> 00:42:20,890 The object is to get more. 586 00:42:21,370 --> 00:42:24,870 There's not many people who were able to scam as well as he did. Enter the dark 587 00:42:24,870 --> 00:42:27,890 side. American Greed, next on CNBC.